Options for Selling House with Tax Debt: Fast Solutions

Facing tax debt while trying to sell your house can feel like being trapped between a rock and a hard place. The good news? You have more options for selling house with tax debt: fast solutions than you might think. Property owners across the country successfully navigate tax liens, back taxes, and complicated sales every single day—and you can too.

Tax debt doesn’t have to derail your plans to sell. Whether you’re dealing with property tax liens, IRS liens, or years of accumulated back taxes, understanding your options empowers you to make informed decisions and move forward with confidence.

Key Takeaways

✅ You can sell a house with tax debt—the debt doesn’t prevent the sale, but it must be addressed during the transaction

💰 Multiple pathways exist—from paying taxes at closing to working with specialized cash buyers who handle tax liens

⏱️ Fast solutions are available—cash buyers and direct sale options can close in as little as 7-14 days

📋 Professional guidance matters—expert service helps navigate county requirements, title issues, and lien payoffs

🎯 Action beats inaction—addressing tax debt proactively prevents foreclosure and protects your equity

Understanding Tax Debt and Property Sales

Tax debt comes in several forms, and each type affects your property sale differently. Knowing exactly what you’re dealing with is the first step toward finding the right solution.

Types of Tax Debt That Affect Property Sales

Property Tax Liens represent unpaid local property taxes. Counties place these liens automatically when taxes go unpaid, and they take priority over nearly all other debts. These liens attach directly to the property, not to you personally.

IRS Tax Liens result from unpaid federal income taxes. The IRS files these publicly, creating a claim against all your assets, including real estate. While serious, they’re negotiable and don’t always prevent a sale.

State Tax Liens work similarly to IRS liens but come from state revenue departments. States vary widely in how aggressively they pursue collection and how willing they are to negotiate.

Special Assessment Liens cover unpaid charges for specific improvements like sidewalks, sewer lines, or street paving. These smaller liens still must be satisfied before closing.

How Tax Liens Impact Your Ability to Sell

Tax liens don’t stop you from selling—they just complicate the process. Think of a lien like a sticky note attached to your property title. Before the new owner can get clean ownership, someone must remove that sticky note by paying the debt.

The lien amount gets deducted from your proceeds at closing. If you owe $15,000 in back taxes and sell for $200,000, you’ll receive $185,000 minus other closing costs and debts.

Priority matters tremendously. Tax liens typically sit at the front of the line, meaning they get paid first from sale proceeds—even before your mortgage in many cases. Understanding priority of tax liens helps you calculate what you’ll actually net from the sale.

The Real Consequences of Ignoring Tax Debt

Ignoring tax debt creates a snowball effect that gains momentum over time:

• Penalties and interest accumulate monthly, sometimes adding 1-2% per month to your balance
• Tax foreclosure proceedings can begin, potentially resulting in losing your property at auction for a fraction of its value
• Credit damage intensifies as liens appear on your credit report and remain for years
• Legal complications multiply, making an eventual sale more expensive and time-consuming

The longer you wait, the fewer options you have and the more equity you lose to penalties.

“Tax debt doesn’t improve with age—it only gets more expensive. Taking action today preserves more of your equity than waiting until tomorrow.”

Options for Selling House with Tax Debt: Fast Solutions Explained

You have several viable pathways forward. The best choice depends on your timeline, equity position, and financial situation.

Option 1: Pay Off Tax Debt Before Closing

This traditional approach works well when you have sufficient equity and want to maximize your sale price.

How it works: The title company calculates your exact tax debt (including penalties and interest through closing date), then pays it directly from your sale proceeds. You never handle the money—it flows straight from buyer to county.

Advantages:

• Opens your property to all buyers, including those using traditional financing
• Maximizes sale price since you’re not limited to cash buyers
• Simplifies the transaction once tax amount is confirmed

Best for: Sellers with enough equity to cover taxes and other debts, who have time for a traditional sale (30-60 days or more).

The title company handles the heavy lifting, coordinating with tax authorities to get payoff amounts and ensuring liens are released properly.

Option 2: Negotiate a Payment Plan with Tax Authorities

Counties and the IRS often accept payment arrangements, especially when you demonstrate good faith effort to resolve the debt.

Property Tax Payment Plans: Most counties offer installment agreements for delinquent property taxes. You might pay current taxes in full while spreading back taxes over 12-36 months.

IRS Installment Agreements: The IRS provides several programs, including:

• Short-term payment plans (120 days or less)
• Long-term installment agreements (monthly payments)
• Partial payment agreements (paying less than full amount over time)

Offer in Compromise: In some cases, tax authorities accept a lump sum that’s less than the total owed. This requires proving you can’t pay the full amount and demonstrating financial hardship.

Payment plans let you sell without immediately paying off the entire tax debt, though liens typically remain until fully paid. Some buyers accept properties with payment plans in place, especially cash buyers.

For detailed strategies, explore how to negotiate tax lien payoff options.

Option 3: Sell to a Cash Buyer Who Handles Tax Liens

This option provides the fastest path to closing and requires the least effort from you.

How Cash Buyers Work: Specialized real estate investors and companies purchase properties “as-is” with all their complications—including tax liens, title issues, and needed repairs. They build the cost of resolving these issues into their offer.

The Process:

1. Contact a cash buyer and provide basic property information
2. Receive an offer within 24-48 hours (no inspections, appraisals, or financing contingencies)
3. Choose your closing date (often 7-14 days, sometimes faster)
4. Close at a title company where the buyer pays off tax liens from their funds
5. Receive your net proceeds (sale price minus tax debt and closing costs)

Key Benefits:

• ⚡ Speed: Close in days instead of months
• 🔧 No repairs needed: Sell in any condition
• 📋 Simplified process: No showings, open houses, or buyer financing fall-throughs
• 🎯 Certainty: Cash offers rarely fall through

Trade-offs: Cash offers typically run 70-85% of retail value. You’re trading maximum price for speed, convenience, and certainty.

Companies like Sure Path Property Solutions specialize in properties with tax complications, providing helpful guidance throughout the process.

Option 4: Short Sale (If You Owe More Than Property Value)

When your combined mortgage and tax debt exceed your property’s value, a short sale might be your best option.

Short Sale Basics: Your mortgage lender agrees to accept less than the full loan balance, allowing the sale to proceed. Tax authorities must also agree to their payoff terms.

The Challenge: Short sales require approval from multiple parties—your lender, any second mortgage holders, and tax authorities. This complexity extends the timeline to 3-6 months or more.

When It Makes Sense:

• You’re underwater on your mortgage
• Foreclosure is imminent
• You want to avoid foreclosure’s severe credit impact
• You have time to navigate the approval process

Learn more about how to do a short sale and whether it fits your situation.

Option 5: Deed in Lieu of Foreclosure

If you’re facing both mortgage default and tax debt, a deed in lieu transfers ownership directly to your lender, avoiding foreclosure proceedings.

How It Works: You voluntarily deed the property to your mortgage lender. In exchange, they release you from the mortgage debt. Tax liens remain the lender’s problem.

Requirements:

• Your lender must agree (they’re not obligated to accept)
• The property typically can’t have junior liens (though tax liens are sometimes exceptions)
• You must demonstrate financial hardship

Benefits: Less credit damage than foreclosure, faster resolution, and you walk away from the debt.

Drawbacks: You lose any equity, and tax consequences may apply (forgiven debt can be taxable income).

Consider reading about deed in lieu of foreclosure to understand the complete process.

Step-by-Step: How to Sell Your House with Tax Debt

Taking action doesn’t have to be overwhelming. Follow these steps to move from stuck to sold.

Step 1: Determine Your Total Tax Debt

Contact your local tax assessor’s office for property tax information. Request a payoff statement showing:

• Principal amount owed
• Accumulated interest
• Penalties and fees
• Per-diem interest rate (daily interest accrual)
• Payoff good-through date

For IRS liens, call 1-800-913-6050 or visit your local IRS office. Request a payoff amount and lien release procedures.

For state tax liens, contact your state’s department of revenue or taxation.

Get everything in writing. Verbal estimates aren’t sufficient for closing.

Step 2: Calculate Your Property’s Current Value

Understanding your equity position is critical for choosing the right selling strategy.

Get a Comparative Market Analysis (CMA) from a local real estate agent. This free service shows what similar homes recently sold for in your area.

Consider an appraisal if you need precise valuation ($300-500 cost). Appraisals carry more weight with lenders and tax authorities.

Use online estimators like Zillow or Realtor.com for quick ballpark figures, but recognize they can be off by 10-20%.

Calculate your equity:

• Property value: $250,000
• Minus mortgage balance: -$180,000
• Minus tax debt: -$15,000
• Minus selling costs (6-10%): -$20,000
• Net equity: $35,000

If your equity is negative or minimal, short sale or deed in lieu options become more relevant.

Step 3: Explore Your Selling Options

Based on your equity and timeline, evaluate which path fits best:

Ask yourself:

• How quickly do I need to sell?
• Can I afford repairs and staging?
• Do I have time for traditional buyer financing?
• Am I willing to trade some profit for speed and certainty?

Step 4: Choose Your Selling Method

Traditional Sale with Realtor:

• List with a licensed agent
• Property must be in good condition
• 30-90 day timeline
• Pay 5-6% commission plus closing costs
• Taxes paid from proceeds at closing

For Sale By Owner (FSBO):

• Save on commission but handle all marketing and negotiations
• Still need attorney or title company for closing
• Requires significant time and real estate knowledge
• Taxes still paid at closing

Cash Buyer/Direct Sale:

• Contact companies specializing in problem properties
• No repairs, no showings, no uncertainty
• Close on your timeline
• Lower price but higher convenience
• Buyer handles tax lien resolution

Companies offering cash for tax lien properties provide helpful solutions for sellers who need speed and simplicity.

Step 5: Gather Required Documentation

Organized documentation accelerates your sale and prevents delays.

Essential Documents:

• 📄 Property deed
• 📄 Tax payoff statements (property, IRS, state)
• 📄 Mortgage payoff statement
• 📄 Recent property tax bills
• 📄 Homeowners insurance policy
• 📄 HOA documents (if applicable)
• 📄 Any improvement permits or warranties
• 📄 Survey or plot plan (if available)

For Tax Liens Specifically:

• Lien documentation showing filing date and amount
• Correspondence with tax authorities
• Payment plan agreements (if any)
• Proof of any partial payments made

Having these ready when you start the selling process saves weeks of back-and-forth.

Step 6: Work with Title Company and Tax Authorities

The title company becomes your coordinator, managing the complex dance of paying off liens and transferring ownership.

What the Title Company Does:

• Orders title search revealing all liens and encumbrances
• Calculates exact payoff amounts including per-diem interest
• Coordinates with tax authorities for payoff and lien release
• Holds funds in escrow
• Disburses payments to all parties at closing
• Ensures buyer receives clear title

Your Role:

• Respond promptly to title company requests
• Provide authorization for them to communicate with tax authorities
• Review the settlement statement before closing
• Sign required documents

The title company handles the technical details, but your cooperation keeps things moving smoothly.

Step 7: Close the Sale and Resolve Tax Liens

Closing day brings everything together.

The Closing Process:

Before Closing:

• Final walkthrough (traditional sales)
• Title company prepares settlement statement showing all debits and credits
• You review and approve the numbers
• Closing scheduled at title company or attorney’s office

At Closing:

• Sign deed transferring ownership
• Sign lien release authorizations
• Title company disburses funds:
  • Tax authorities receive lien payoffs
  • Mortgage company receives loan payoff
  • Realtors receive commissions (if applicable)
  • You receive remaining proceeds

After Closing:

• Title company records the deed
• Tax authorities release liens (may take 30-60 days for public records to update)
• You receive final settlement statement for tax purposes

Keep all closing documents for at least seven years. You’ll need them for tax returns and potential future reference.

Working with Professionals: Getting Expert Help

Navigating tax debt and property sales simultaneously requires expertise most homeowners don’t possess. The right professionals transform a confusing process into a manageable one.

When to Hire a Real Estate Attorney

Real estate attorneys provide legal protection and ensure compliance with state and local laws.

Hire an attorney when:

• Tax debt exceeds $25,000
• Multiple liens complicate your title
• You’re negotiating with IRS or state revenue departments
• Foreclosure proceedings have started
• Title issues exist beyond tax liens
• You’re considering short sale or deed in lieu

What attorneys do:

• Review and negotiate contracts
• Communicate with tax authorities on your behalf
• Ensure lien releases are properly documented
• Identify legal risks and solutions
• Represent you in disputes or negotiations
• Protect you from liability after sale

Cost: $150-400 per hour, or $1,500-3,000 flat fee for straightforward transactions.

The investment in legal expertise often saves thousands by avoiding mistakes and maximizing negotiating leverage.

How Cash Buyers Simplify the Process

Cash buyers specializing in problem properties offer a fundamentally different approach than traditional sales.

What Makes Cash Buyers Different:

Speed: No financing contingencies mean closing happens when you’re ready, not when a bank approves a loan.

Certainty: Cash offers rarely fall through. Once you accept, closing is virtually guaranteed.

Convenience: No repairs, no staging, no endless showings. Sell in current condition.

Expertise: Experienced buyers understand tax liens, title issues, and complex situations. They’re not scared off by complications.

What to Expect:

1. Initial Contact: Share basic property information (address, condition, tax debt amount)
2. Property Evaluation: Buyer may visit property or evaluate remotely
3. Offer Presentation: Written offer within 24-48 hours
4. Negotiation: Discuss price, closing date, and terms
5. Contract: Sign purchase agreement
6. Closing: Meet at title company, sign documents, receive funds

Vetting Cash Buyers:

• ✅ Check online reviews and testimonials
• ✅ Verify they’re licensed (if required in your state)
• ✅ Ask for references from past sellers
• ✅ Confirm they have proof of funds
• ✅ Review contract carefully before signing

Sure Path Property Solutions provides trustworthy service backed by industry experts who specialize in properties with tax complications.

Tax Professionals and Lien Resolution Specialists

Tax problems require tax expertise.

Enrolled Agents (EAs) specialize in tax matters and can represent you before the IRS. They understand tax law and negotiation strategies.

CPAs provide tax advice and can help structure your sale to minimize tax consequences.

Tax Attorneys handle complex IRS negotiations, offers in compromise, and legal disputes with tax authorities.

What They Do:

• Negotiate payment plans and settlements
• File necessary paperwork with tax authorities
• Identify tax relief programs you qualify for
• Ensure compliance with tax laws
• Minimize tax consequences of debt forgiveness

When You Need Them:

• IRS liens exceed $50,000
• You’re negotiating an offer in compromise
• Tax authorities have initiated collection actions
• You need representation in tax court
• Complex tax situations exist (business taxes, inheritance issues, etc.)

The right tax professional often negotiates settlements that save far more than their fees.

Common Challenges and How to Overcome Them

Even with the best plan, obstacles arise. Here’s how to navigate the most common challenges.

Challenge 1: Not Enough Equity to Cover Tax Debt

The Problem: You owe $30,000 in taxes but only have $20,000 in equity after paying off your mortgage.

Solutions:

Bring Cash to Closing: If you have savings, paying the $10,000 shortfall lets you complete the sale and move forward.

Negotiate with Tax Authorities: Request a settlement for less than the full amount. Tax authorities sometimes accept reduced payoffs when the alternative is receiving nothing in foreclosure.

Short Sale: Get your mortgage lender to accept less than full payoff, freeing up funds for tax debt.

Deed in Lieu: Transfer the property to your lender and walk away, leaving them to deal with tax liens.

Wait and Save: If foreclosure isn’t imminent, continue making mortgage payments while saving to cover the shortfall.

The worst option is doing nothing and letting the property go to tax foreclosure, where you lose everything.

Challenge 2: Multiple Liens and Complicated Title

Properties with multiple liens require careful coordination to ensure everyone gets paid in proper order.

Common Lien Combinations:

• First mortgage + property tax lien + IRS lien
• Property tax lien + mechanic’s lien + HOA lien
• Multiple tax liens from different years

Solution Strategy:

Order a comprehensive title search showing all liens, their amounts, and filing dates.

Determine lien priority (tax liens usually come first, but rules vary by state).

Get payoff statements from all lien holders with good-through dates.

Work with an experienced title company that handles complex closings regularly.

Consider professional help from a real estate attorney who can navigate lien priority disputes.

Properties with multiple liens require expert service but are absolutely sellable with the right approach.

Challenge 3: Tax Foreclosure Already Started

Tax foreclosure proceedings add urgency but don’t eliminate options.

Understand Your Timeline:

• Most states provide 6-36 months from first delinquency to foreclosure auction
• You receive multiple notices before auction
• Redemption periods may exist even after auction

Immediate Actions:

Contact the county tax collector to confirm auction date and redemption options.

Explore reinstatement by paying delinquent taxes plus penalties to stop foreclosure.

Sell quickly to a cash buyer who can close before auction date.

Request a payment plan if the county allows it (some do even after foreclosure starts).

Consult an attorney about legal options to delay or stop the foreclosure.

Timeline Matters: If your auction is 60+ days away, you have time for multiple approaches. If it’s less than 30 days, cash buyers become your primary option.

Companies specializing in pre-foreclosure purchases can often close in 7-14 days, beating auction deadlines.

Challenge 4: Inherited Property with Tax Debt

Inheriting property with tax debt creates unique complications.

Common Scenarios:

• Parents passed away years ago, taxes accumulated
• Multiple heirs can’t agree on how to handle the property
• Estate never went through probate
• Title issues exist alongside tax debt

Solutions:

Determine who’s responsible for the tax debt (usually the estate, not heirs personally).

Open probate if necessary to gain legal authority to sell.

Get all heirs on the same page about selling and splitting proceeds.

Consider partition action if heirs disagree (court-ordered sale).

Work with buyers who specialize in inherited properties and understand the complexities.

Learn more about back taxes on inherited property and who’s responsible for payment.

If you’re dealing with multiple heirs, the process requires additional coordination but remains achievable.

Frequently Asked Questions

Can I sell my house if I owe back taxes?

Yes, absolutely. Owing back taxes doesn’t prevent you from selling your house. The tax debt must be addressed during the sale—typically paid from your proceeds at closing—but it doesn’t stop the transaction. Thousands of homeowners successfully sell property with tax debt every year.

How much will tax liens reduce my sale proceeds?

Tax liens reduce your proceeds dollar-for-dollar plus accumulated interest and penalties. If you owe $20,000 in tax debt and sell for $200,000, you’ll net $180,000 minus other closing costs. The exact reduction depends on:

• Principal tax amount
• Interest rate and duration
• Penalties assessed
• Closing costs (typically 2-8% of sale price)

Will selling my house eliminate my tax debt?

If your sale proceeds exceed your tax debt, yes—the debt is paid in full at closing and eliminated. If you owe more than your equity, you may still owe the difference unless you negotiate a settlement or use bankruptcy protection. The property itself is freed from the lien once it’s paid, regardless of whether you have remaining debt.

How long does it take to sell a house with tax liens?

Timeline varies by selling method:

• Cash buyer: 7-14 days
• Traditional sale: 30-90 days
• Short sale: 3-6 months
• FSBO: 60-120 days

The lien itself doesn’t slow the process—it’s paid at closing like any other debt. Title companies handle lien payoffs routinely.

Do I need to pay taxes before listing my house?

No. You don’t need to pay taxes before listing. In fact, most sellers pay tax liens from sale proceeds at closing rather than out-of-pocket beforehand. The title company coordinates payment as part of the closing process. However, knowing your exact tax debt helps you price appropriately and set realistic expectations.

What happens if I can’t pay the tax lien at closing?

If sale proceeds don’t cover the tax lien, you have several options:

• Bring cash to closing to cover the shortfall
• Negotiate a reduced settlement with tax authorities
• Pursue a short sale (if you also have mortgage debt)
• Consider deed in lieu or strategic default
• Work with a cash buyer who might offer creative solutions

The key is addressing the situation proactively rather than letting it reach foreclosure.

Can the IRS stop me from selling my house?

The IRS cannot prevent you from selling your house. However, their lien must be addressed at closing. In some cases, you can request a “lien discharge” where the IRS releases their lien on the specific property in exchange for receiving their portion of proceeds. The IRS wants to get paid, and they typically cooperate with legitimate sales.

Real-Life Success Stories: Sellers Who Solved Tax Debt

Case Study 1: Sarah’s Quick Sale Solution

The Situation: Sarah inherited her mother’s house in 2023 but couldn’t afford to maintain it. Property taxes went unpaid for three years, accumulating $18,000 in debt. The county sent foreclosure notices, and Sarah felt overwhelmed.

The Solution: Sarah contacted a cash buyer specializing in tax lien properties. They offered $145,000 for the house (appraised at $175,000). After paying the $18,000 tax lien and $3,000 in closing costs, Sarah netted $124,000.

The Outcome: The sale closed in 11 days, stopping foreclosure proceedings. Sarah used the proceeds to pay off personal debts and start fresh. “I thought I’d lose everything to foreclosure,” she said. “Instead, I walked away with over $120,000 and my credit intact.”

Key Lesson: Speed and certainty sometimes matter more than maximum price.

Case Study 2: Michael’s Payment Plan Approach

The Situation: Michael owed $35,000 in back property taxes but had significant equity ($200,000+) in his home. He wanted to sell but needed time to find the right buyer at the right price.

The Solution: Michael negotiated a 24-month payment plan with his county, paying $1,500 monthly. This stopped foreclosure proceedings and gave him time to list traditionally. He found a buyer at full asking price ($425,000) six months later.

The Outcome: At closing, Michael paid off the remaining tax balance ($26,000) from proceeds, netting $365,000 after all costs. The payment plan bought him time to maximize value.

Key Lesson: Payment plans provide breathing room when you have equity and time to sell properly.

Case Study 3: The Rodriguez Family’s Multiple Lien Challenge

The Situation: The Rodriguez family inherited a property with multiple complications: $22,000 in property tax liens, a $15,000 IRS lien from the deceased owner, and $8,000 in HOA liens. Four siblings co-owned the property and couldn’t agree on next steps.

The Solution: They hired a real estate attorney who coordinated with all lien holders and facilitated a family meeting. They agreed to sell to a cash buyer for $185,000. The buyer’s team handled all lien negotiations and payoffs.

The Outcome: After paying all liens ($45,000 total) and closing costs ($7,000), the family netted $133,000, split four ways. The complicated situation resolved in 45 days from decision to closing.

Key Lesson: Professional guidance and family cooperation turn complicated situations into successful outcomes.

Taking Action: Your Next Steps

Knowledge without action doesn’t solve problems. Here’s your roadmap to move forward today.

Immediate Actions (This Week)

Day 1-2: Assess Your Situation

• Contact your county tax assessor for exact tax debt amount
• Request IRS payoff statement if federal liens exist
• Calculate your approximate equity (value minus all debts)

Day 3-4: Explore Options

• Research cash buyers in your area who handle tax liens
• Contact 2-3 real estate agents for market value opinions
• Read about selling houses with tax liens to understand the process

Day 5-7: Make Initial Contacts

• Reach out to cash buyers for preliminary offers
• Consult with a real estate attorney if debt exceeds $25,000
• Contact tax authorities about payment plan options

Short-Term Actions (This Month)

Week 2: Gather Documentation

• Collect all property documents
• Obtain written payoff statements from all lien holders
• Organize tax returns and financial records

Week 3: Evaluate Offers and Options

• Compare cash buyer offers with traditional sale potential
• Calculate net proceeds under different scenarios
• Decide on your preferred path forward

Week 4: Commit to a Strategy

• Sign agreement with cash buyer, or
• List with real estate agent, or
• Initiate payment plan with tax authorities
• Set clear timeline and milestones

Long-Term Actions (Next 90 Days)

If Selling Traditionally:

• Prepare property for market
• Respond promptly to showing requests
• Review offers with your agent
• Negotiate terms favorable to your situation

If Selling to Cash Buyer:

• Coordinate with title company
• Provide requested documentation
• Schedule closing date
• Prepare for next chapter

If Pursuing Payment Plan:

• Make payments on time
• Continue property maintenance
• Plan for eventual sale when timing is better
• Build savings for future tax payments

Resources and Support

Sure Path Property Solutions provides friendly and caring support for homeowners facing tax debt challenges. Their team of industry experts understands that tax liens don’t define you—they’re simply problems requiring helpful solutions.

Contact Options:

• Visit Sure Path Property Solutions online
• Request a no-obligation property evaluation
• Speak with a specialist about your specific situation
• Get answers to questions without pressure or obligation

Additional Resources:

• IRS Taxpayer Advocate Service: 1-877-777-4778
• National Association of Tax Professionals
• Local legal aid societies for low-income assistance
• County tax assessor’s office for local payment options

Conclusion: Your Path Forward Starts Today

Tax debt feels overwhelming, but it’s a solvable problem. Thousands of homeowners in your exact situation have successfully sold their properties, resolved their tax obligations, and moved forward to better circumstances.

The options for selling house with tax debt: fast solutions exist—you just need to choose the path that fits your situation:

✅ Traditional sale if you have time and want maximum value
✅ Cash buyer if you need speed, certainty, and simplicity
✅ Payment plan if you want to pause and regroup
✅ Short sale if you’re underwater but want to avoid foreclosure
✅ Professional negotiation if your debt is substantial and complex

The worst decision is no decision. Tax debt grows daily through interest and penalties. Foreclosure timelines march forward whether you act or not. But taking even small steps today—making a phone call, requesting a payoff statement, contacting a cash buyer—starts the momentum toward resolution.

You don’t have to navigate this alone. Companies like Sure Path Property Solutions specialize in exactly these situations, providing expert service and helpful guidance every step of the way. Their team understands the stress you’re experiencing and knows how to transform complicated problems into clear solutions.

Your house is an asset, not a burden. Even with tax debt, it represents value you can unlock. Whether you walk away with $20,000 or $200,000, selling resolves the debt, stops the stress, and gives you a fresh start.

Take the first step today. Your future self will thank you for having the courage to face the situation head-on rather than letting it control your life.

The path forward exists. The helpful solutions are real. The expert service is available. All that’s missing is your decision to begin.

What will you do today to move toward resolution?