Sell Your House With Liens — Even multiple liens. We pay them all at closing.

Yes. The lien doesn’t prevent the sale — it just has to be paid at closing before the title can transfer clean. Sure Path pays each lien directly from the sale proceeds. You don’t need to clear them first.

In our transactions, we do — the lien payoff is a line item on the settlement statement. We wire each lienholder directly out of the sale proceeds. You receive the net after every lien is settled.

Yes — this is one of our specialties. We regularly handle properties with 3, 4, or 5 different liens stacked together. We pull a full title commitment, identify every claim, and settle them all at closing. There are math limits (the property has to be worth enough), but we’ll tell you clearly during step 2 whether the deal works.

Yes. The IRS has two forms we use: Form 14134 (subordination, which lets the sale proceed with the lien attaching to proceeds) and Form 14135 (discharge of property from the lien). We file the paperwork as part of closing prep. IRS response is typically 30–45 days.

A judgment lien attaches to your property when a creditor sues you, wins, and records the judgment. They’re common from credit card lawsuits, medical debt collectors, or unpaid contractors. They can be negotiated for less than full amount in many cases — we’ll attempt that on your behalf if the math supports it.

Depends on type and state. IRS liens self-release after 10 years if not refiled. Judgment liens typically run 5–20 years and can be renewed. Mechanic’s liens have short windows (90 days–1 year). Once you sell to us, every lien gets satisfied and released at closing regardless of its remaining life.

We negotiate. Many lienholders (especially judgment creditors and even the IRS) will accept partial payoff rather than nothing. We’ve closed deals where total liens exceeded property value by negotiating short payoffs. If the gap is too big, we’ll tell you honestly that the deal can’t work.

If the property has enough value to cover all liens plus closing costs, no — you walk away clean. If we negotiate short payoffs with creditors, the deficiency is typically released as part of the settlement. We’ll walk you through every scenario before you sign anything.

Technically yes through seizure, but it’s rare — the IRS prefers to attach the lien and wait. The lien gives them claim on proceeds whenever the property eventually sells. A sale to Sure Path satisfies that claim and removes the lien from the title.

Typical close is 14–30 days. IRS lien subordination adds 30–45 days for IRS response. We can move faster if the situation demands — we’ve closed in 21 days with three liens. Step one is always confirming each lien balance directly with the holder.